[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tehno.sk\/investujte-vase-peniaze\/#Article","mainEntityOfPage":"https:\/\/www.tehno.sk\/investujte-vase-peniaze\/","headline":"Investujte va\u0161e peniaze","name":"Investujte va\u0161e peniaze","description":"V\u0161eobecn\u00e9 pravidlo hovor\u00ed, \u017ee \u010d\u00edm je mo\u017enos\u0165 zisku vy\u0161\u0161ia, t\u00fdm je samotn\u00e1 invest\u00edcia rizikovej\u0161ia. Nie je na \u0161kodu preto zhodnoti\u0165 svoj rizikov\u00fd apet\u00edt a na jeho z\u00e1klade sa rozhodn\u00fa\u0165 pre … ","datePublished":"2018-06-24","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.tehno.sk\/author\/#Person","name":"","url":"https:\/\/www.tehno.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/dac37d998cdbc92cc7ee5d23d4d689a369122af40c5450007470acab45b61d68?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dac37d998cdbc92cc7ee5d23d4d689a369122af40c5450007470acab45b61d68?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tehno.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tehno.sk\/wp-content\/uploads\/img_a289893_w16542_t1532528373.jpg","url":"https:\/\/www.tehno.sk\/wp-content\/uploads\/img_a289893_w16542_t1532528373.jpg","height":0,"width":0},"url":"https:\/\/www.tehno.sk\/investujte-vase-peniaze\/","wordCount":519,"articleBody":"V\u0161eobecn\u00e9 pravidlo hovor\u00ed, \u017ee \u010d\u00edm je mo\u017enos\u0165 zisku vy\u0161\u0161ia, t\u00fdm je samotn\u00e1 invest\u00edcia rizikovej\u0161ia. Nie je na \u0161kodu preto zhodnoti\u0165 svoj rizikov\u00fd apet\u00edt a na jeho z\u00e1klade sa rozhodn\u00fa\u0165 pre ist\u00fd druh rizika. Sk\u00fasen\u00ed obchodn\u00edci vedia dokonca svoje peniaze diverzifikova\u0165 tak, \u017ee v ich portf\u00f3liu sa nach\u00e1dzaj\u00fa rizikov\u00e9, ale aj ve\u013emi bezpe\u010dn\u00e9 akt\u00edva. Za jedny z najbezpe\u010dnej\u0161\u00edch akt\u00edv sa pova\u017euj\u00fa \u0161t\u00e1tne dlhopisy s ratingom AAA. Slovensko m\u00e1 moment\u00e1lne rating AA, \u010do je druh\u00fd najvy\u0161\u0161\u00ed rating. Tu plat\u00ed pravidlo, \u017ee \u010d\u00edm je vy\u0161\u0161i rating, t\u00fdm je v\u00e4\u010d\u0161ia pravdepodobnos\u0165, \u017ee ak do dlhopisov investujete, dan\u00e1 krajina v\u00e1m ich aj vr\u00e1ti. Ak by ste chceli v s\u00fa\u010dasnosti investova\u0165 do slovensk\u00fdch \u0161t\u00e1tnych dlhopisov, tak sa pripravte na ro\u010dn\u00fd v\u00fdnos okolo 1,6% na 20 rokov, \u010do by v\u00e1m horko \u0165a\u017eko sta\u010dilo na zaplatenie r\u00f4znych poplatkov a hlavne by ste si museli d\u00e1va\u0165 pozor na to, aby ro\u010dn\u00e1 infl\u00e1cia, teda znehodnocovanie hodnoty pe\u0148az\u00ed nebola vy\u0161\u0161ia ako 1,6%, lebo nakoniec by ste mohli e\u0161te prerobi\u0165. Investova\u0165 do \u0161t\u00e1tnych dlhopisov sa oplat\u00ed ani nie z d\u00f4vodu zisku, ako z d\u00f4vodu zabezpe\u010denia a sporenia. Preto s\u00fa dlhopisy \u010dast\u00fdm akt\u00edvom v mnoh\u00fdch sporiacich fondoch ktor\u00e9 poskytuj\u00fa napr\u00edklad pois\u0165ovne.Menej bezpe\u010dn\u00e9 akt\u00edva s\u00fa potom podnikov\u00e9 dlhopisy. V\u00fdnosy sa pohybuj\u00fa na pekn\u00fdch 3,5% a\u017e 10% ro\u010dne. Op\u00e4\u0165 z\u00e1le\u017e\u00ed na rizikovosti podniku. Podobn\u00fd v\u00fdnos dostanete aj pri investovan\u00ed do akci\u00ed. Ak by ste napr\u00edklad v roku 1990 investovali 10 000 eur do akciov\u00e9ho fondu Dow Jones, dnes by ste si mohli vybera\u0165 92 000 eur. To predstavovalo ro\u010dn\u00e9 zhodnotenie va\u0161ich pe\u0148az\u00ed asi o 8% ro\u010dne. Vo svete sa \u010doraz viac \u013eud\u00ed spolieha na investovanie pr\u00e1ve do tohto finan\u010dn\u00e9ho odvetvia. Slovensko je z tohto poh\u013eadu viac konzervat\u00edvne, a preto d\u00e1vame prednos\u0165 bezpe\u010dnej\u0161\u00edm akt\u00edvam av\u0161ak s ni\u017e\u0161\u00edm v\u00fdnosom. Pri investovan\u00ed do menej bezpe\u010dn\u00fdch akt\u00edv st\u00fapa riziko mo\u017enej straty invest\u00edcie. V t\u00fdchto pe\u0148a\u017en\u00fdch vod\u00e1ch u\u017e nikto ni\u010d negarantuje a v pr\u00edpade ve\u013ekej finan\u010dnej kr\u00edzy by ste mohli aj o ve\u013ek\u00fa \u010das\u0165 svojich pe\u0148az\u00ed pr\u00eds\u0165. D\u00f4le\u017eit\u00e9 je preto vybra\u0165 si hlavne term\u00edn v\u00e1\u0161ho investovania. Najviac sa odpor\u00fa\u010da investova\u0165 hlavne po kr\u00edze, kedy sa ekonomika a podniky za\u010d\u00ednaj\u00fa op\u00e4\u0165 stavia\u0165 na nohy. Menej bezpe\u010dn\u00e9 je potom investovanie v \u010dase, kedy sa v\u0161etk\u00fdm a\u017e pr\u00edli\u0161 dar\u00ed. Zauj\u00edmavou invest\u00edciou je napr\u00edklad investovanie do hmotn\u00fdch predmetov ako s\u00fa obrazy, diamanty, zlato, \u010di nehnute\u013enosti. Ve\u013ek\u00ed \u0161pekulanti sa neboja investova\u0165 napr\u00edklad aj do stavebnice lega, \u010di do kryptomien , preto\u017ee veria, \u017ee v bud\u00facnosti ich predaj\u00fa za viac pe\u0148az\u00ed. Investovaniu sa preto \u017eiadne medze neklad\u00fa a je len na v\u00e1s akou cestou sa vyberiete. Ve\u013ea \u0161\u0165astia.                                                                                                                                                                                                                                                                                                                                                                                        4.7\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Investujte va\u0161e peniaze","item":"https:\/\/www.tehno.sk\/investujte-vase-peniaze\/#breadcrumbitem"}]}]